Debt Defense: Don’t Let Debt Derail Your Life
When you’re grappling with financial struggles, it’s easy to feel discouraged. You may feel like you have no options and like you’re at the mercy of powerful banks and debt collectors.
Fortunately, you may have many options. The law offers valuable protections for people in your shoes. A Florida debt defense lawyer can help you take advantage of those protections and take a proactive approach toward addressing the debt.
You can turn to me, attorney Maria Alaimo, at the Law Office of Maria R. Alaimo, LLC, in Fort Myers. I’m committed to providing skilled debt defense services for people facing financial struggles. You can rely on me for skilled, compassionate guidance.
What Is Debt Defense?
Debt defense refers to using strategic legal tools to defend against debt collection – including protecting your personal assets, getting out of significant debt and protecting or rebuilding your credit. I provide debt defense services for people struggling with:
- Credit card debt
- Unpaid medical bills
- Debt collection proceedings
- Wage garnishment
- Home foreclosure
- Auto loans
- And other debts
You can turn to me for individualized guidance on the strongest avenue for debt defense in your situation.
Avenues For Debt Resolution
There are multiple avenues for pursuing a favorable debt resolution, including:
- Negotiating with creditors and lenders to modify the terms of your loan or arrive at a debt settlement
- Mounting a strong defense in court proceedings
- Challenging the illegal practices of debt collectors
- Filing bankruptcy
There is no one-size-fits-all solution. I can help you weigh the options for your financial picture.
Your Rights Under The Fair Debt Collection Practices Act (FDCPA)
Dealing with aggressive debt collectors can add stress and frustration on top of an already stressful situation. Federal law – specifically, the Fair Debt Collection Practices Act – gives consumers important rights. It limits what lengths debt collectors can go to. It prohibits them from harassing you, intimidating you, lying to you and taking other unethical actions.
If your rights have been violated under the FDCPA, you may have grounds to pursue compensation. I can help.
Start Today With A Free Consultation
This is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.