Involved In An Accident With An Uninsured Motorist?

Florida law has certain requirements when it comes to insurance. Bodily injury coverage is not one of those requirements. Some fail to get insurance altogether, and others fail to keep their coverage current.

Getting into an accident with an uninsured driver is a double misfortune. Not only do you have to deal with the injuries you’ve suffered but now you also have to navigate the challenges of getting compensation from an uninsured motorist.

How A Personal Injury Lawyer Can Help

Accidents involving uninsured drivers come with more complications. You will want an injury lawyer with experience handling these types of cases.

At the Law Office of Maria R. Alaimo, LLC, I can help you with all the legal ramifications of the accident, including insurance issues. I have more than 10 years of experience that I will use to help you get the results you deserve. I handle car accident cases throughout the Fort Myers area.

You shouldn’t have to pay the price for another driver’s failure to carry insurance.

What Are Your Legal Rights In An Uninsured/Underinsured Motorist Accident?

First, you have the right to seek personal injury coverage through your own insurance. Your personal injury protection (PIP) coverage will reimburse your medical expenses up to your policy limits, regardless of who was at fault.

Second, if you have uninsured motorist (UM) coverage, you have the right to seek compensation through your own insurance if the other driver was at fault. This compensation can cover additional injury expenses as well as things like missed work. The details depend on your specific policy.

Third, if the other driver was negligent, you also have the right to pursue a personal injury claim against them. I can advise you on this option.

The UM Claims Process

The process for pursuing a UM claim with your insurance company is similar to filing a regular car accident claim. You will need documentation and evidence regarding property damage, medical bills and other accident-related expenses.

Challenges In Uninsured Motorist Cases

UM cases can be challenging. Your own insurance might delay or deny your claim. They might try to pressure you to accept a lowball settlement offer. They might even try to shift the blame onto you, jeopardizing your ability to get UM compensation.

Because of these challenges, it’s critical to work with an attorney as soon as possible. I can protect your rights and interests from the outset.

Don’t Go Through It Alone

You shouldn’t have to navigate complicated insurance issues alone – especially when you’re looking at a potential UM claim. You can rely on me to be your advocate. I know how to hold insurance companies and at-fault parties accountable.

Learn more by contacting me, attorney Maria Alaimo, for a free consultation. You can also call me at 239-387-0280.